Clients always wander what's cover by a normal Homeowner Insurance policy:
Dwelling
This includes attached structures such as an attached garage or screened porch.
Other structures
Detached structures on the property such as a fence, tool shed or gazebo.
Medical payments
We take care of medical expenses for anyone outside the household who is injured while visiting.
Personal property and Valuables
Replacement value for personal belongings such as clothing, furniture, appliances,
jewelry, furs and heirlooms.
Personal liability insurance
Covers claims for property damage or bodily injury for which the homeowners are legally
responsible.
Loss of use
Pay for any costs above normal living expenses if damage prohibits the family from living in their home.
Loss assessment
Covers costs levied by a homeowners association in the event of loss caused by a covered peril.
For information contact me
Juan D. Espinosa
www.es-insurance.com
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