If your child is driving your vehicle, you may or may not have to add them to your insurance policy. These rules vary based on state and insurance company.
You are required to add children to your policy if they are going to operate any vehicles on your policy. Your insurance company may require you to add your children to your policy if they are licensed drivers that live in your home. This applies even if the child will not be operating the vehicle on the policy.
Is it extremley important to understant that not disclosing this information is considered fraud. You will want to check the auto insurance laws in your state as well as the expectations of your insurance carrier for this particular situation.
For more information, please contact me
Juan David Espinosa
www.es-insurance.com
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